Payment Policy

Welcome to Kaavita. To ensure a secure and seamless shopping experience, we offer a variety of safe, encrypted payment options at checkout. By placing an order with us, you agree to the terms outlined below.

1. Accepted Payment Methods

We accept a wide range of secure payment options, including:

Credit/Debit Cards: Visa, Mastercard, American Express, and Discover.
Digital Wallets: Apple Pay, Google Pay, and Shop Pay.
Alternative Payments: [Optional: Add options like PayPal, Klarna, or Afterpay if you use them].

Security Note: All transactions are processed through secure, PCI-compliant payment gateways. Your full card details are encrypted and never stored on our servers.

2. Payment Terms & Order Authorization

Immediate Billing: Your chosen payment method will be charged immediately upon placing your order.
Order Verification: To prevent fraud, all orders are subject to verification. If your billing information does not match your shipping address or credit card profile, our system may flag the order for additional verification or cancellation.
Currency: All transactions are processed in [e.g., USD ($)]. If you are purchasing from abroad, currency conversions will be handled automatically by your bank or card provider.

3. Sales Tax

Sales tax will be calculated and applied at checkout based on your shipping address and local tax regulations. The exact tax amount will be clearly itemized before you complete your purchase.

4. Declined Payments

If your payment is declined at checkout, please ensure that:

Your card number, expiration date, and CVV code were entered correctly.
Your billing address matches the address on file with your bank.
You have sufficient funds available.

If the issue persists, we recommend contacting your bank or card issuer, as they may have placed a temporary hold on the transaction for your security.